Call reports 2012
FARMERS STATE BANK — 2012
What FARMERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 152,990,000 | 155,464,000 | 166,440,000 | 172,940,000 |
| Total loans | 78,091,000 | 79,237,000 | 79,968,000 | 81,299,000 |
| Allowance for loan losses | 868,000 | 860,000 | 928,000 | 951,000 |
| Securities available for sale | 60,333,000 | 64,039,000 | 70,281,000 | 78,186,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,016,000 | 131,206,000 | 141,690,000 | 148,597,000 |
| Interest-bearing deposits | 113,326,000 | 115,523,000 | 124,763,000 | 129,069,000 |
| Noninterest-bearing deposits | 16,690,000 | 15,683,000 | 16,927,000 | 19,528,000 |
| Equity capital | 15,560,000 | 16,556,000 | 19,054,000 | 18,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,699,000 | 3,437,000 | 5,168,000 | 6,911,000 |
| Interest expense | 337,000 | 667,000 | 1,005,000 | 1,329,000 |
| Net interest income | 1,362,000 | 2,770,000 | 4,163,000 | 5,582,000 |
| Noninterest income | 156,000 | 338,000 | 506,000 | 690,000 |
| Noninterest expense | 747,000 | 1,573,000 | 2,543,000 | 3,680,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 696,000 | 1,466,000 | 2,151,000 | 2,542,000 |
| Income tax | 125,000 | 351,000 | 532,000 | 594,000 |
| Net income | 571,000 | 1,115,000 | 1,619,000 | 1,948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,703,000 | 14,254,000 | 15,800,000 | 15,238,000 |
| Total capital | 14,571,000 | 15,114,000 | 16,728,000 | 16,189,000 |
| Risk-weighted assets | 87,622,000 | 89,248,000 | 93,663,000 | 96,212,000 |