Call reports 2011
FARMERS STATE BANK — 2011
What FARMERS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 137,670,000 | 139,096,000 | 147,761,000 | 147,953,000 |
| Total loans | 77,408,000 | 78,053,000 | 81,202,000 | 80,754,000 |
| Allowance for loan losses | 621,000 | 656,000 | 723,000 | 785,000 |
| Securities available for sale | 49,138,000 | 53,592,000 | 49,988,000 | 56,559,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,885,000 | 120,125,000 | 125,432,000 | 125,177,000 |
| Interest-bearing deposits | 109,058,000 | 108,994,000 | 109,830,000 | 108,262,000 |
| Noninterest-bearing deposits | 11,827,000 | 11,131,000 | 15,602,000 | 16,915,000 |
| Equity capital | 12,302,000 | 13,589,000 | 14,935,000 | 15,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,724,000 | 3,494,000 | 5,282,000 | 7,007,000 |
| Interest expense | 401,000 | 805,000 | 1,186,000 | 1,552,000 |
| Net interest income | 1,323,000 | 2,689,000 | 4,096,000 | 5,455,000 |
| Noninterest income | 155,000 | 309,000 | 471,000 | 668,000 |
| Noninterest expense | 790,000 | 1,500,000 | 2,239,000 | 3,467,000 |
| Provision for loan losses | 38,000 | 75,000 | 212,000 | 388,000 |
| Pretax income | 660,000 | 1,434,000 | 2,134,000 | 2,288,000 |
| Income tax | 120,000 | 324,000 | 554,000 | 525,000 |
| Net income | 540,000 | 1,110,000 | 1,580,000 | 1,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,177,000 | 12,606,000 | 13,082,000 | 13,273,000 |
| Total capital | 12,800,000 | 13,262,000 | 13,805,000 | 14,058,000 |
| Risk-weighted assets | 83,103,000 | 83,782,000 | 88,156,000 | 88,194,000 |