Call reports 2010
FARMERS STATE BANK — 2010
What FARMERS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 122,278,000 | 121,957,000 | 124,920,000 | 133,666,000 |
| Total loans | 76,942,000 | 77,468,000 | 80,274,000 | 81,759,000 |
| Allowance for loan losses | 656,000 | 671,000 | 651,000 | 819,000 |
| Securities available for sale | 33,470,000 | 37,045,000 | 36,919,000 | 44,018,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,069,000 | 102,818,000 | 106,864,000 | 114,451,000 |
| Interest-bearing deposits | 94,940,000 | 92,734,000 | 95,680,000 | 100,001,000 |
| Noninterest-bearing deposits | 11,129,000 | 10,084,000 | 11,184,000 | 14,450,000 |
| Equity capital | 11,054,000 | 11,800,000 | 12,859,000 | 11,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,619,000 | 3,285,000 | 4,987,000 | 6,713,000 |
| Interest expense | 413,000 | 831,000 | 1,253,000 | 1,684,000 |
| Net interest income | 1,206,000 | 2,454,000 | 3,734,000 | 5,029,000 |
| Noninterest income | 153,000 | 310,000 | 458,000 | 650,000 |
| Noninterest expense | 755,000 | 1,447,000 | 2,158,000 | 3,440,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 250,000 |
| Pretax income | 574,000 | 1,260,000 | 1,947,000 | 2,427,000 |
| Income tax | 85,000 | 313,000 | 533,000 | 739,000 |
| Net income | 489,000 | 947,000 | 1,414,000 | 1,688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,558,000 | 10,873,000 | 11,349,000 | 11,631,000 |
| Total capital | 11,214,000 | 11,544,000 | 12,000,000 | 12,450,000 |
| Risk-weighted assets | 79,412,000 | 79,118,000 | 81,297,000 | 84,632,000 |