Call reports 2007
FARMERS STATE BANK — 2007
What FARMERS STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 90,149,000 | 90,439,000 | 89,708,000 | 97,028,000 |
| Total loans | 60,265,000 | 61,023,000 | 60,375,000 | 60,368,000 |
| Allowance for loan losses | 563,000 | 579,000 | 582,000 | 587,000 |
| Securities available for sale | 22,605,000 | 22,671,000 | 23,288,000 | 24,272,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,965,000 | 77,437,000 | 78,926,000 | 85,188,000 |
| Interest-bearing deposits | 69,870,000 | 67,926,000 | 70,174,000 | 73,775,000 |
| Noninterest-bearing deposits | 9,095,000 | 9,511,000 | 8,752,000 | 11,413,000 |
| Equity capital | 7,759,000 | 7,644,000 | 8,154,000 | 8,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,487,000 | 3,033,000 | 4,592,000 | 6,146,000 |
| Interest expense | 718,000 | 1,453,000 | 2,228,000 | 3,007,000 |
| Net interest income | 769,000 | 1,580,000 | 2,364,000 | 3,139,000 |
| Noninterest income | 143,000 | 290,000 | 440,000 | 611,000 |
| Noninterest expense | 585,000 | 1,179,000 | 1,730,000 | 2,521,000 |
| Provision for loan losses | 22,000 | 45,000 | 68,000 | 83,000 |
| Pretax income | 203,000 | 544,000 | 904,000 | 1,044,000 |
| Income tax | 14,000 | 121,000 | 217,000 | 263,000 |
| Net income | 189,000 | 423,000 | 687,000 | 781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,482,000 | 7,592,000 | 7,863,000 | 7,966,000 |
| Total capital | 8,045,000 | 8,171,000 | 8,445,000 | 8,553,000 |
| Risk-weighted assets | 60,552,000 | 59,400,000 | 58,615,000 | 63,007,000 |