Call reports 2006
FARMERS STATE BANK — 2006
What FARMERS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 83,187,000 | 86,230,000 | 88,201,000 | 89,978,000 |
| Total loans | 55,234,000 | 57,643,000 | 59,730,000 | 58,702,000 |
| Allowance for loan losses | 497,000 | 506,000 | 523,000 | 540,000 |
| Securities available for sale | 21,755,000 | 21,320,000 | 21,614,000 | 21,676,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,779,000 | 73,750,000 | 75,313,000 | 79,048,000 |
| Interest-bearing deposits | 63,928,000 | 64,812,000 | 67,012,000 | 69,901,000 |
| Noninterest-bearing deposits | 9,851,000 | 8,938,000 | 8,301,000 | 9,146,000 |
| Equity capital | 7,159,000 | 7,064,000 | 7,532,000 | 7,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,249,000 | 2,617,000 | 4,011,000 | 5,502,000 |
| Interest expense | 490,000 | 1,059,000 | 1,727,000 | 2,437,000 |
| Net interest income | 759,000 | 1,558,000 | 2,284,000 | 3,065,000 |
| Noninterest income | 121,000 | 251,000 | 404,000 | 553,000 |
| Noninterest expense | 566,000 | 1,164,000 | 1,681,000 | 2,473,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 291,000 | 600,000 | 939,000 | 1,055,000 |
| Income tax | 57,000 | 149,000 | 228,000 | 275,000 |
| Net income | 234,000 | 451,000 | 711,000 | 780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,986,000 | 7,061,000 | 7,329,000 | 7,285,000 |
| Total capital | 7,483,000 | 7,567,000 | 7,852,000 | 7,825,000 |
| Risk-weighted assets | 46,416,000 | 58,599,000 | 59,953,000 | 59,451,000 |