Call reports 2003
FARMERS STATE BANK — 2003
What FARMERS STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 55,272,000 | 53,821,000 | 55,464,000 | 58,443,000 |
| Total loans | 31,190,000 | 31,456,000 | 32,367,000 | 31,640,000 |
| Allowance for loan losses | 359,000 | 361,000 | 361,000 | 353,000 |
| Securities available for sale | 19,128,000 | 18,350,000 | 17,741,000 | 23,374,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,146,000 | 46,311,000 | 48,239,000 | 50,119,000 |
| Interest-bearing deposits | 42,817,000 | 41,288,000 | 42,603,000 | 42,942,000 |
| Noninterest-bearing deposits | 5,329,000 | 5,023,000 | 5,636,000 | 7,177,000 |
| Equity capital | 4,843,000 | 5,174,000 | 5,218,000 | 5,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 764,000 | 1,537,000 | 2,294,000 | 3,078,000 |
| Interest expense | 261,000 | 512,000 | 741,000 | 958,000 |
| Net interest income | 503,000 | 1,025,000 | 1,553,000 | 2,120,000 |
| Noninterest income | 73,000 | 155,000 | 232,000 | 318,000 |
| Noninterest expense | 319,000 | 643,000 | 980,000 | 1,582,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 257,000 | 537,000 | 805,000 | 856,000 |
| Income tax | 60,000 | 145,000 | 237,000 | 261,000 |
| Net income | 197,000 | 392,000 | 568,000 | 595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,687,000 | 4,825,000 | 4,998,000 | 5,025,000 |
| Total capital | 5,046,000 | 5,186,000 | 5,359,000 | 5,378,000 |
| Risk-weighted assets | 31,409,000 | 31,292,000 | 32,047,000 | 32,329,000 |