Call reports 2002
FARMERS STATE BANK — 2002
What FARMERS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 52,861,000 | 50,310,000 | 53,394,000 | 53,492,000 |
| Total loans | 34,909,000 | 35,598,000 | 35,974,000 | 32,878,000 |
| Allowance for loan losses | 369,000 | 365,000 | 365,000 | 364,000 |
| Securities available for sale | 1,520,000 | 9,253,000 | 10,568,000 | 15,470,000 |
| Securities held to maturity | 1,690,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,845,000 | 43,180,000 | 46,136,000 | 46,241,000 |
| Interest-bearing deposits | 41,368,000 | 38,723,000 | 41,180,000 | 40,562,000 |
| Noninterest-bearing deposits | 4,477,000 | 4,457,000 | 4,956,000 | 5,679,000 |
| Equity capital | 4,280,000 | 4,400,000 | 4,718,000 | 4,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 849,000 | 1,689,000 | 2,545,000 | 3,380,000 |
| Interest expense | 366,000 | 712,000 | 1,023,000 | 1,320,000 |
| Net interest income | 483,000 | 977,000 | 1,522,000 | 2,060,000 |
| Noninterest income | 65,000 | 132,000 | 207,000 | 277,000 |
| Noninterest expense | 308,000 | 634,000 | 976,000 | 1,427,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 240,000 | 475,000 | 753,000 | 910,000 |
| Income tax | 53,000 | 137,000 | 231,000 | 315,000 |
| Net income | 187,000 | 338,000 | 522,000 | 595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,258,000 | 4,319,000 | 4,504,000 | 4,487,000 |
| Total capital | 4,627,000 | 4,684,000 | 4,869,000 | 4,851,000 |
| Risk-weighted assets | 33,528,000 | 33,739,000 | 34,723,000 | 32,351,000 |