Call reports 2001
FARMERS STATE BANK — 2001
What FARMERS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 53,111,000 | 54,331,000 | 55,118,000 | 55,236,000 |
| Total loans | 36,475,000 | 37,718,000 | 39,212,000 | 36,867,000 |
| Allowance for loan losses | 370,000 | 362,000 | 371,000 | 373,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,781,000 | 3,439,000 | 3,293,000 | 3,192,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,436,000 | 48,646,000 | 48,270,000 | 48,427,000 |
| Interest-bearing deposits | 42,763,000 | 40,420,000 | 42,975,000 | 41,880,000 |
| Noninterest-bearing deposits | 4,673,000 | 8,226,000 | 5,295,000 | 6,547,000 |
| Equity capital | 3,844,000 | 3,942,000 | 4,093,000 | 4,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,005,000 | 2,012,000 | 3,019,000 | 3,973,000 |
| Interest expense | 560,000 | 1,093,000 | 1,593,000 | 2,055,000 |
| Net interest income | 445,000 | 919,000 | 1,426,000 | 1,918,000 |
| Noninterest income | 70,000 | 148,000 | 214,000 | 292,000 |
| Noninterest expense | 308,000 | 622,000 | 942,000 | 1,366,000 |
| Provision for loan losses | 0 | 5,000 | 15,000 | 15,000 |
| Pretax income | 207,000 | 440,000 | 683,000 | 829,000 |
| Income tax | 54,000 | 129,000 | 222,000 | 298,000 |
| Net income | 153,000 | 311,000 | 461,000 | 531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,826,000 | 3,924,000 | 4,076,000 | 4,070,000 |
| Total capital | 4,196,000 | 4,286,000 | 4,447,000 | 4,443,000 |
| Risk-weighted assets | 31,666,000 | 34,245,000 | 35,931,000 | 33,335,000 |