Call reports 2007
EAGLE BANK AND TRUST COMPANY OF MISSOURI — 2007
What EAGLE BANK AND TRUST COMPANY OF MISSOURI reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 594,351,000 | 579,988,000 | 567,729,000 | 579,724,000 |
| Total loans | 396,282,000 | 399,487,000 | 400,218,000 | 420,584,000 |
| Allowance for loan losses | 4,510,000 | 4,251,000 | 4,270,000 | 4,273,000 |
| Securities available for sale | 106,746,000 | 109,883,000 | 106,643,000 | 94,714,000 |
| Securities held to maturity | 1,615,000 | 1,615,000 | 1,615,000 | 1,614,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 473,164,000 | 460,200,000 | 446,781,000 | 450,452,000 |
| Interest-bearing deposits | 392,077,000 | 375,925,000 | 366,269,000 | 367,915,000 |
| Noninterest-bearing deposits | 81,087,000 | 84,275,000 | 80,512,000 | 82,537,000 |
| Equity capital | 68,773,000 | 68,755,000 | 70,345,000 | 71,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 8,385,000 | 17,280,000 | 26,037,000 | 34,544,000 |
| Interest expense | 4,030,000 | 8,400,000 | 12,671,000 | 16,815,000 |
| Net interest income | 4,355,000 | 8,880,000 | 13,366,000 | 17,729,000 |
| Noninterest income | 1,727,000 | 3,615,000 | 5,271,000 | 6,912,000 |
| Noninterest expense | 4,238,000 | 8,759,000 | 13,043,000 | 17,382,000 |
| Provision for loan losses | 90,000 | 196,000 | 325,000 | 444,000 |
| Pretax income | 1,754,000 | 3,540,000 | 5,269,000 | 6,815,000 |
| Income tax | 566,000 | 1,071,000 | 1,556,000 | 1,974,000 |
| Net income | 1,188,000 | 2,469,000 | 3,713,000 | 4,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,688,000 | 63,497,000 | 64,260,000 | 65,305,000 |
| Total capital | 67,198,000 | 67,748,000 | 68,530,000 | 69,578,000 |
| Risk-weighted assets | 463,335,000 | 474,633,000 | 471,033,000 | 491,957,000 |