Call reports 2006
EAGLE BANK AND TRUST COMPANY OF MISSOURI — 2006
What EAGLE BANK AND TRUST COMPANY OF MISSOURI reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 533,782,000 | 537,398,000 | 522,237,000 | 533,787,000 |
| Total loans | 381,782,000 | 384,802,000 | 377,946,000 | 386,842,000 |
| Allowance for loan losses | 4,262,000 | 4,367,000 | 4,577,000 | 4,480,000 |
| Securities available for sale | 86,067,000 | 91,669,000 | 91,820,000 | 91,636,000 |
| Securities held to maturity | 2,395,000 | 1,955,000 | 1,955,000 | 1,955,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 411,387,000 | 428,144,000 | 410,218,000 | 425,980,000 |
| Interest-bearing deposits | 337,222,000 | 343,503,000 | 330,912,000 | 346,171,000 |
| Noninterest-bearing deposits | 74,165,000 | 84,641,000 | 79,306,000 | 79,809,000 |
| Equity capital | 63,431,000 | 63,868,000 | 66,339,000 | 68,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,679,000 | 15,538,000 | 23,721,000 | 31,902,000 |
| Interest expense | 2,871,000 | 5,941,000 | 9,264,000 | 12,841,000 |
| Net interest income | 4,808,000 | 9,597,000 | 14,457,000 | 19,061,000 |
| Noninterest income | 1,692,000 | 3,502,000 | 5,206,000 | 6,919,000 |
| Noninterest expense | 3,974,000 | 8,166,000 | 12,397,000 | 16,669,000 |
| Provision for loan losses | 155,000 | 303,000 | 469,000 | 573,000 |
| Pretax income | 2,371,000 | 4,630,000 | 6,797,000 | 8,738,000 |
| Income tax | 798,000 | 1,580,000 | 2,196,000 | 2,631,000 |
| Net income | 1,573,000 | 3,050,000 | 4,601,000 | 6,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,257,000 | 58,607,000 | 60,360,000 | 61,884,000 |
| Total capital | 61,519,000 | 62,974,000 | 64,937,000 | 66,364,000 |
| Risk-weighted assets | 430,442,000 | 442,485,000 | 437,550,000 | 448,080,000 |