Call reports 2005
EAGLE BANK AND TRUST COMPANY OF MISSOURI — 2005
What EAGLE BANK AND TRUST COMPANY OF MISSOURI reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 512,655,000 | 535,932,000 | 530,771,000 | 534,222,000 |
| Total loans | 363,148,000 | 377,592,000 | 390,260,000 | 393,382,000 |
| Allowance for loan losses | 3,920,000 | 4,072,000 | 4,112,000 | 4,147,000 |
| Securities available for sale | 100,165,000 | 92,764,000 | 92,432,000 | 89,834,000 |
| Securities held to maturity | 2,381,000 | 2,766,000 | 2,766,000 | 2,765,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,078,000 | 400,051,000 | 410,974,000 | 410,147,000 |
| Interest-bearing deposits | 321,865,000 | 328,022,000 | 339,784,000 | 337,825,000 |
| Noninterest-bearing deposits | 69,213,000 | 72,029,000 | 71,190,000 | 72,322,000 |
| Equity capital | 57,969,000 | 59,927,000 | 61,274,000 | 62,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 6,277,000 | 13,076,000 | 20,328,000 | 28,035,000 |
| Interest expense | 1,902,000 | 4,021,000 | 6,528,000 | 9,260,000 |
| Net interest income | 4,375,000 | 9,055,000 | 13,800,000 | 18,775,000 |
| Noninterest income | 1,710,000 | 3,679,000 | 5,491,000 | 7,208,000 |
| Noninterest expense | 4,022,000 | 8,259,000 | 12,434,000 | 16,486,000 |
| Provision for loan losses | 182,000 | 362,000 | 560,000 | 755,000 |
| Pretax income | 1,881,000 | 4,107,000 | 6,291,000 | 8,736,000 |
| Income tax | 645,000 | 1,436,000 | 2,206,000 | 2,793,000 |
| Net income | 1,236,000 | 2,671,000 | 4,085,000 | 5,943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,315,000 | 52,791,000 | 54,244,000 | 56,143,000 |
| Total capital | 55,235,000 | 56,863,000 | 58,356,000 | 60,290,000 |
| Risk-weighted assets | 404,678,000 | 428,515,000 | 434,158,000 | 439,749,000 |