Call reports 2025
MID-CENTRAL NATIONAL BANK — 2025
What MID-CENTRAL NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 121,628,000 | 118,688,000 | 117,199,000 | 115,892,000 |
| Total loans | 82,920,000 | 85,444,000 | 87,480,000 | 89,704,000 |
| Allowance for loan losses | 600,000 | 632,000 | 655,000 | 678,000 |
| Securities available for sale | 12,871,000 | 15,240,000 | 13,892,000 | 10,797,000 |
| Securities held to maturity | 3,119,000 | 3,120,000 | 3,121,000 | 3,122,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,209,000 | 97,237,000 | 95,605,000 | 93,969,000 |
| Interest-bearing deposits | 88,606,000 | 86,971,000 | 85,581,000 | 82,763,000 |
| Noninterest-bearing deposits | 11,603,000 | 10,266,000 | 10,024,000 | 11,206,000 |
| Equity capital | 20,347,000 | 20,374,000 | 20,642,000 | 20,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,591,000 | 3,219,000 | 4,843,000 | 6,489,000 |
| Interest expense | 256,000 | 505,000 | 749,000 | 982,000 |
| Net interest income | 1,335,000 | 2,714,000 | 4,094,000 | 5,507,000 |
| Noninterest income | 195,000 | 364,000 | 543,000 | 716,000 |
| Noninterest expense | 1,230,000 | 2,410,000 | 3,596,000 | 4,776,000 |
| Provision for loan losses | 31,000 | 123,000 | 160,000 | 196,000 |
| Pretax income | 269,000 | 545,000 | 881,000 | 1,251,000 |
| Income tax | 78,000 | 158,000 | 255,000 | 346,000 |
| Net income | 191,000 | 387,000 | 626,000 | 905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,951,000 | 15,953,000 | 16,191,000 | 16,472,000 |
| Total capital | 16,551,000 | 16,585,000 | 16,846,000 | 17,150,000 |
| Risk-weighted assets | 62,898,000 | 64,752,000 | 66,544,000 | 68,943,000 |