Call reports 2024
MID-CENTRAL NATIONAL BANK — 2024
What MID-CENTRAL NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 122,125,000 | 120,039,000 | 121,147,000 | 123,200,000 |
| Total loans | 79,115,000 | 78,934,000 | 79,476,000 | 81,611,000 |
| Allowance for loan losses | 504,000 | 521,000 | 530,000 | 563,000 |
| Securities available for sale | 18,738,000 | 21,937,000 | 18,249,000 | 15,491,000 |
| Securities held to maturity | 3,318,000 | 3,318,000 | 3,318,000 | 3,319,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,861,000 | 96,573,000 | 97,078,000 | 98,766,000 |
| Interest-bearing deposits | 87,916,000 | 86,768,000 | 86,207,000 | 87,229,000 |
| Noninterest-bearing deposits | 10,945,000 | 9,805,000 | 10,871,000 | 11,537,000 |
| Equity capital | 22,604,000 | 22,849,000 | 23,234,000 | 20,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,429,000 | 2,951,000 | 4,537,000 | 6,137,000 |
| Interest expense | 230,000 | 473,000 | 738,000 | 997,000 |
| Net interest income | 1,199,000 | 2,478,000 | 3,799,000 | 5,140,000 |
| Noninterest income | 158,000 | 331,000 | 526,000 | 723,000 |
| Noninterest expense | 1,153,000 | 2,277,000 | 3,440,000 | 4,672,000 |
| Provision for loan losses | 35,000 | 70,000 | 91,000 | 128,000 |
| Pretax income | 169,000 | 462,000 | 794,000 | 1,063,000 |
| Income tax | 49,000 | 134,000 | 230,000 | 278,000 |
| Net income | 120,000 | 328,000 | 564,000 | 785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,434,000 | 18,643,000 | 18,879,000 | 16,100,000 |
| Total capital | 18,938,000 | 19,164,000 | 19,409,000 | 16,663,000 |
| Risk-weighted assets | 61,213,000 | 60,746,000 | 61,263,000 | 61,965,000 |