Call reports 2023
MID-CENTRAL NATIONAL BANK — 2023
What MID-CENTRAL NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 129,675,000 | 124,122,000 | 124,106,000 | 123,215,000 |
| Total loans | 77,702,000 | 78,189,000 | 78,603,000 | 78,600,000 |
| Allowance for loan losses | 311,000 | 378,000 | 427,000 | 478,000 |
| Securities available for sale | 32,969,000 | 26,773,000 | 22,924,000 | 23,677,000 |
| Securities held to maturity | 3,317,000 | 3,318,000 | 3,317,000 | 3,318,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,774,000 | 102,007,000 | 101,439,000 | 100,387,000 |
| Interest-bearing deposits | 97,347,000 | 92,379,000 | 91,138,000 | 89,349,000 |
| Noninterest-bearing deposits | 10,427,000 | 9,628,000 | 10,302,000 | 11,038,000 |
| Equity capital | 21,433,000 | 21,576,000 | 22,014,000 | 22,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,307,000 | 2,626,000 | 4,086,000 | 5,525,000 |
| Interest expense | 119,000 | 264,000 | 454,000 | 660,000 |
| Net interest income | 1,188,000 | 2,362,000 | 3,632,000 | 4,865,000 |
| Noninterest income | 224,000 | 422,000 | 794,000 | 967,000 |
| Noninterest expense | 1,110,000 | 2,177,000 | 3,217,000 | 4,268,000 |
| Provision for loan losses | 69,000 | 135,000 | 187,000 | 291,000 |
| Pretax income | 234,000 | 475,000 | 1,019,000 | 1,270,000 |
| Income tax | 62,000 | 132,000 | 290,000 | 280,000 |
| Net income | 172,000 | 343,000 | 729,000 | 990,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,494,000 | 17,666,000 | 18,052,000 | 18,314,000 |
| Total capital | 17,805,000 | 18,044,000 | 18,479,000 | 18,792,000 |
| Risk-weighted assets | 59,960,000 | 60,997,000 | 60,695,000 | 60,190,000 |