Call reports 2022
MID-CENTRAL NATIONAL BANK — 2022
What MID-CENTRAL NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 136,469,000 | 137,146,000 | 135,690,000 | 133,242,000 |
| Total loans | 75,309,000 | 75,975,000 | 77,682,000 | 78,984,000 |
| Allowance for loan losses | 158,000 | 189,000 | 213,000 | 231,000 |
| Securities available for sale | 13,397,000 | 29,721,000 | 32,774,000 | 29,382,000 |
| Securities held to maturity | 3,049,000 | 4,327,000 | 4,322,000 | 3,317,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,790,000 | 115,260,000 | 113,809,000 | 111,130,000 |
| Interest-bearing deposits | 103,666,000 | 104,499,000 | 103,561,000 | 101,044,000 |
| Noninterest-bearing deposits | 11,124,000 | 10,761,000 | 10,248,000 | 10,086,000 |
| Equity capital | 21,211,000 | 21,190,000 | 20,985,000 | 21,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 983,000 | 2,060,000 | 3,254,000 | 4,499,000 |
| Interest expense | 33,000 | 73,000 | 118,000 | 206,000 |
| Net interest income | 950,000 | 1,987,000 | 3,136,000 | 4,293,000 |
| Noninterest income | 182,000 | 390,000 | 604,000 | 784,000 |
| Noninterest expense | 1,067,000 | 2,118,000 | 3,186,000 | 4,183,000 |
| Provision for loan losses | 30,000 | 91,000 | 128,000 | 184,000 |
| Pretax income | 35,000 | 168,000 | 426,000 | 710,000 |
| Income tax | 10,000 | 49,000 | 124,000 | 206,000 |
| Net income | 25,000 | 119,000 | 302,000 | 504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,946,000 | 17,052,000 | 17,236,000 | 17,341,000 |
| Total capital | 17,104,000 | 17,241,000 | 17,449,000 | 17,572,000 |
| Risk-weighted assets | 57,898,000 | 59,111,000 | 60,241,000 | 61,387,000 |