Call reports 2021
MID-CENTRAL NATIONAL BANK — 2021
What MID-CENTRAL NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 145,517,000 | 140,899,000 | 137,460,000 | 137,980,000 |
| Total loans | 84,807,000 | 83,233,000 | 79,907,000 | 76,244,000 |
| Allowance for loan losses | 70,000 | 105,000 | 127,000 | 136,000 |
| Securities available for sale | 0 | 0 | 0 | 4,025,000 |
| Securities held to maturity | 1,006,000 | 1,007,000 | 1,007,000 | 2,614,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,213,000 | 119,255,000 | 115,828,000 | 115,746,000 |
| Interest-bearing deposits | 111,677,000 | 107,560,000 | 104,417,000 | 104,583,000 |
| Noninterest-bearing deposits | 12,536,000 | 11,695,000 | 11,411,000 | 11,163,000 |
| Equity capital | 20,905,000 | 21,049,000 | 21,035,000 | 21,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,251,000 | 2,422,000 | 3,516,000 | 4,553,000 |
| Interest expense | 137,000 | 166,000 | 168,000 | 199,000 |
| Net interest income | 1,114,000 | 2,256,000 | 3,348,000 | 4,354,000 |
| Noninterest income | 328,000 | 568,000 | 802,000 | 1,064,000 |
| Noninterest expense | 1,151,000 | 2,295,000 | 3,600,000 | 4,460,000 |
| Provision for loan losses | 50,000 | 85,000 | 127,000 | 137,000 |
| Pretax income | 241,000 | 444,000 | 424,000 | 821,000 |
| Income tax | 70,000 | 129,000 | 123,000 | 238,000 |
| Net income | 171,000 | 315,000 | 301,000 | 583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,664,000 | 16,921,000 | 17,019,000 | 16,932,000 |
| Total capital | 16,734,000 | 17,026,000 | 17,146,000 | 17,068,000 |
| Risk-weighted assets | 62,597,000 | 62,265,000 | 60,429,000 | 63,959,000 |