Call reports 2020
MID-CENTRAL NATIONAL BANK — 2020
What MID-CENTRAL NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 120,466,000 | 123,706,000 | 137,901,000 | 141,448,000 |
| Total loans | 100,419,000 | 97,856,000 | 93,546,000 | 88,672,000 |
| Allowance for loan losses | 711,000 | 817,000 | 0 | 20,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,002,000 | 1,004,000 | 1,007,000 | 1,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,773,000 | 111,842,000 | 117,037,000 | 119,991,000 |
| Interest-bearing deposits | 98,807,000 | 102,613,000 | 107,817,000 | 109,102,000 |
| Noninterest-bearing deposits | 7,966,000 | 9,229,000 | 9,219,000 | 10,889,000 |
| Equity capital | 11,405,000 | 11,489,000 | 20,453,000 | 20,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,264,000 | 2,499,000 | 370,000 | 1,642,000 |
| Interest expense | 283,000 | 559,000 | 84,000 | 302,000 |
| Net interest income | 981,000 | 1,940,000 | 286,000 | 1,340,000 |
| Noninterest income | 140,000 | 437,000 | 74,000 | 510,000 |
| Noninterest expense | 996,000 | 2,007,000 | 315,000 | 1,224,000 |
| Provision for loan losses | 0 | 160,000 | 0 | 72,000 |
| Pretax income | 125,000 | 210,000 | 45,000 | 554,000 |
| Income tax | 0 | 0 | 0 | 149,000 |
| Net income | 125,000 | 210,000 | 11,000 | 405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,405,000 | 11,489,000 | 16,017,000 | 16,347,000 |
| Total capital | 12,116,000 | 12,306,000 | 16,017,000 | 16,367,000 |
| Risk-weighted assets | 71,854,000 | 70,304,000 | 67,113,000 | 68,611,000 |