Call reports 2016
MID-CENTRAL NATIONAL BANK — 2016
What MID-CENTRAL NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 103,123,000 | 102,512,000 | 103,258,000 | 106,344,000 |
| Total loans | 91,775,000 | 94,332,000 | 95,090,000 | 95,122,000 |
| Allowance for loan losses | 865,000 | 854,000 | 806,000 | 688,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,021,000 | 1,019,000 | 1,017,000 | 1,016,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,743,000 | 86,909,000 | 87,520,000 | 89,480,000 |
| Interest-bearing deposits | 78,961,000 | 79,644,000 | 80,186,000 | 81,357,000 |
| Noninterest-bearing deposits | 7,783,000 | 7,265,000 | 7,334,000 | 8,123,000 |
| Equity capital | 9,178,000 | 9,327,000 | 9,403,000 | 9,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,131,000 | 2,300,000 | 3,479,000 | 4,655,000 |
| Interest expense | 127,000 | 258,000 | 395,000 | 533,000 |
| Net interest income | 1,004,000 | 2,042,000 | 3,084,000 | 4,122,000 |
| Noninterest income | 132,000 | 295,000 | 480,000 | 633,000 |
| Noninterest expense | 880,000 | 1,740,000 | 2,634,000 | 3,544,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 256,000 | 597,000 | 930,000 | 1,211,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 256,000 | 597,000 | 930,000 | 1,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,178,000 | 9,327,000 | 9,403,000 | 9,435,000 |
| Total capital | 9,993,000 | 10,176,000 | 10,209,000 | 10,123,000 |
| Risk-weighted assets | 65,186,000 | 67,889,000 | 68,654,000 | 68,327,000 |