Call reports 2015
MID-CENTRAL NATIONAL BANK — 2015
What MID-CENTRAL NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 93,165,000 | 93,996,000 | 95,855,000 | 100,688,000 |
| Total loans | 84,080,000 | 86,334,000 | 89,291,000 | 90,537,000 |
| Allowance for loan losses | 926,000 | 913,000 | 885,000 | 864,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,028,000 | 1,025,000 | 1,024,000 | 1,023,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,025,000 | 81,707,000 | 81,446,000 | 84,188,000 |
| Interest-bearing deposits | 76,750,000 | 81,480,000 | 74,648,000 | 76,269,000 |
| Noninterest-bearing deposits | 6,275,000 | 227,000 | 6,798,000 | 7,919,000 |
| Equity capital | 8,902,000 | 8,991,000 | 9,049,000 | 9,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,090,000 | 2,205,000 | 3,346,000 | 4,505,000 |
| Interest expense | 125,000 | 246,000 | 362,000 | 484,000 |
| Net interest income | 965,000 | 1,959,000 | 2,984,000 | 4,021,000 |
| Noninterest income | 118,000 | 255,000 | 388,000 | 538,000 |
| Noninterest expense | 887,000 | 1,774,000 | 2,658,000 | 3,542,000 |
| Provision for loan losses | 0 | 10,000 | 50,000 | 160,000 |
| Pretax income | 196,000 | 430,000 | 664,000 | 857,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 196,000 | 430,000 | 664,000 | 857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,734,000 | 8,816,000 | 8,872,000 | 9,066,000 |
| Total capital | 9,504,000 | 9,617,000 | 9,683,000 | 9,884,000 |
| Risk-weighted assets | 61,477,000 | 63,788,000 | 64,616,000 | 65,377,000 |