Call reports 2014
MID-CENTRAL NATIONAL BANK — 2014
What MID-CENTRAL NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 97,952,000 | 95,137,000 | 94,104,000 | 92,696,000 |
| Total loans | 80,544,000 | 81,306,000 | 83,635,000 | 82,595,000 |
| Allowance for loan losses | 813,000 | 766,000 | 741,000 | 938,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,038,000 | 1,034,000 | 1,031,000 | 1,029,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,903,000 | 85,165,000 | 83,955,000 | 82,569,000 |
| Interest-bearing deposits | 81,321,000 | 79,518,000 | 77,554,000 | 76,049,000 |
| Noninterest-bearing deposits | 6,582,000 | 5,647,000 | 6,401,000 | 6,520,000 |
| Equity capital | 8,817,000 | 8,679,000 | 8,785,000 | 8,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,150,000 | 2,274,000 | 3,422,000 | 4,557,000 |
| Interest expense | 160,000 | 314,000 | 462,000 | 597,000 |
| Net interest income | 990,000 | 1,960,000 | 2,960,000 | 3,960,000 |
| Noninterest income | 102,000 | 253,000 | 380,000 | 491,000 |
| Noninterest expense | 892,000 | 1,784,000 | 2,690,000 | 3,559,000 |
| Provision for loan losses | 0 | 80,000 | 120,000 | 350,000 |
| Pretax income | 200,000 | 349,000 | 530,000 | 542,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 200,000 | 349,000 | 530,000 | 542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,637,000 | 8,504,000 | 8,610,000 | 8,534,000 |
| Total capital | 9,388,000 | 9,262,000 | 9,351,000 | 9,296,000 |
| Risk-weighted assets | 60,019,000 | 60,655,000 | 62,040,000 | 60,837,000 |