Call reports 2013
MID-CENTRAL NATIONAL BANK — 2013
What MID-CENTRAL NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 102,871,000 | 96,802,000 | 96,353,000 | 96,096,000 |
| Total loans | 77,870,000 | 79,252,000 | 80,125,000 | 80,903,000 |
| Allowance for loan losses | 806,000 | 894,000 | 870,000 | 882,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,073,000 | 1,060,000 | 1,050,000 | 1,043,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,209,000 | 86,844,000 | 86,221,000 | 85,905,000 |
| Interest-bearing deposits | 84,732,000 | 81,934,000 | 80,753,000 | 80,752,000 |
| Noninterest-bearing deposits | 6,477,000 | 4,910,000 | 5,468,000 | 5,153,000 |
| Equity capital | 8,414,000 | 8,653,000 | 8,618,000 | 8,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,212,000 | 2,419,000 | 3,593,000 | 4,758,000 |
| Interest expense | 210,000 | 414,000 | 609,000 | 795,000 |
| Net interest income | 1,002,000 | 2,005,000 | 2,984,000 | 3,963,000 |
| Noninterest income | 92,000 | 397,000 | 525,000 | 658,000 |
| Noninterest expense | 893,000 | 1,817,000 | 2,749,000 | 3,648,000 |
| Provision for loan losses | 0 | 45,000 | 85,000 | 165,000 |
| Pretax income | 201,000 | 540,000 | 675,000 | 808,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 201,000 | 540,000 | 675,000 | 808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,414,000 | 8,469,000 | 8,436,000 | 8,499,000 |
| Total capital | 9,125,000 | 9,211,000 | 9,192,000 | 9,262,000 |
| Risk-weighted assets | 58,041,000 | 59,394,000 | 60,399,000 | 60,972,000 |