Call reports 2012
MID-CENTRAL NATIONAL BANK — 2012
What MID-CENTRAL NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 98,321,000 | 96,817,000 | 98,680,000 | 99,168,000 |
| Total loans | 78,406,000 | 79,300,000 | 80,800,000 | 80,079,000 |
| Allowance for loan losses | 832,000 | 899,000 | 908,000 | 867,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,636,000 | 1,267,000 | 1,101,000 | 1,087,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,068,000 | 84,387,000 | 86,003,000 | 87,463,000 |
| Interest-bearing deposits | 79,992,000 | 79,102,000 | 79,717,000 | 81,629,000 |
| Noninterest-bearing deposits | 5,076,000 | 5,285,000 | 6,286,000 | 5,834,000 |
| Equity capital | 7,991,000 | 8,137,000 | 8,319,000 | 8,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,277,000 | 2,571,000 | 3,862,000 | 5,153,000 |
| Interest expense | 257,000 | 498,000 | 730,000 | 956,000 |
| Net interest income | 1,020,000 | 2,073,000 | 3,132,000 | 4,197,000 |
| Noninterest income | 50,000 | 223,000 | 379,000 | 429,000 |
| Noninterest expense | 867,000 | 1,761,000 | 2,656,000 | 3,498,000 |
| Provision for loan losses | 20,000 | 115,000 | 135,000 | 320,000 |
| Pretax income | 183,000 | 420,000 | 720,000 | 808,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 183,000 | 420,000 | 720,000 | 808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,991,000 | 8,137,000 | 8,319,000 | 8,257,000 |
| Total capital | 8,705,000 | 8,870,000 | 9,062,000 | 9,001,000 |
| Risk-weighted assets | 58,513,000 | 58,466,000 | 59,310,000 | 59,401,000 |