Call reports 2002
EAST VALLEY COMMUNITY BANK — 2002
What EAST VALLEY COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 37,235,000 | 40,641,000 | 35,488,000 | 37,639,000 |
| Total loans | 33,223,000 | 29,028,000 | 32,522,000 | 32,823,000 |
| Allowance for loan losses | 370,000 | 377,000 | 389,000 | 389,000 |
| Securities available for sale | 1,653,000 | 2,891,000 | 1,667,000 | 1,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,436,000 | 36,937,000 | 30,856,000 | 33,431,000 |
| Interest-bearing deposits | 26,274,000 | 28,468,000 | 26,269,000 | 28,537,000 |
| Noninterest-bearing deposits | 7,162,000 | 8,469,000 | 4,587,000 | 4,894,000 |
| Equity capital | 3,718,000 | 3,629,000 | 3,541,000 | 4,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 645,000 | 1,253,000 | 1,928,000 | 2,555,000 |
| Interest expense | 322,000 | 607,000 | 881,000 | 1,135,000 |
| Net interest income | 323,000 | 646,000 | 1,047,000 | 1,420,000 |
| Noninterest income | 57,000 | 100,000 | 134,000 | 212,000 |
| Noninterest expense | 478,000 | 923,000 | 1,397,000 | 1,923,000 |
| Provision for loan losses | 44,000 | 97,000 | 192,000 | 208,000 |
| Pretax income | -146,000 | -280,000 | -410,000 | -501,000 |
| Income tax | -49,000 | -95,000 | -135,000 | -165,000 |
| Net income | -97,000 | -185,000 | -275,000 | -336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,716,000 | 3,627,000 | 3,538,000 | 3,477,000 |
| Total capital | 4,086,000 | 4,004,000 | 3,927,000 | 3,866,000 |
| Risk-weighted assets | 32,199,000 | 31,282,000 | 31,478,000 | 31,363,000 |