Call reports 2001
EAST VALLEY COMMUNITY BANK — 2001
What EAST VALLEY COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 35,315,000 | 37,723,000 | 38,901,000 | 39,591,000 |
| Total loans | 33,218,000 | 33,841,000 | 32,481,000 | 33,584,000 |
| Allowance for loan losses | 419,000 | 423,000 | 423,000 | 423,000 |
| Securities available for sale | 176,000 | 176,000 | 177,000 | 1,666,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,928,000 | 34,719,000 | 35,525,000 | 35,696,000 |
| Interest-bearing deposits | 28,337,000 | 28,263,000 | 29,467,000 | 29,287,000 |
| Noninterest-bearing deposits | 4,591,000 | 6,456,000 | 6,058,000 | 6,408,000 |
| Equity capital | 2,274,000 | 2,925,000 | 3,263,000 | 3,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 785,000 | 1,619,000 | 2,465,000 | 3,195,000 |
| Interest expense | 440,000 | 869,000 | 1,279,000 | 1,639,000 |
| Net interest income | 345,000 | 750,000 | 1,186,000 | 1,556,000 |
| Noninterest income | 16,000 | 23,000 | 44,000 | 66,000 |
| Noninterest expense | 403,000 | 815,000 | 1,216,000 | 1,668,000 |
| Provision for loan losses | 62,000 | 66,000 | 66,000 | 66,000 |
| Pretax income | -104,000 | -108,000 | -52,000 | -112,000 |
| Income tax | 0 | -654,000 | -635,000 | -130,000 |
| Net income | -104,000 | 546,000 | 583,000 | 18,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,274,000 | 2,922,000 | 3,260,000 | 3,813,000 |
| Total capital | 2,605,000 | 3,323,000 | 3,622,000 | 4,236,000 |
| Risk-weighted assets | 26,380,000 | 32,081,000 | 28,924,000 | 33,885,000 |