Call reports 2009
MILLENNIUM STATE BANK OF TEXAS — 2009
What MILLENNIUM STATE BANK OF TEXAS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Total assets | 126,719,000 | 118,601,000 |
| Total loans | 87,459,000 | 78,381,000 |
| Allowance for loan losses | 3,639,000 | 2,537,000 |
| Securities available for sale | 1,350,000 | 1,356,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 120,236,000 | 115,478,000 |
| Interest-bearing deposits | 113,337,000 | 110,920,000 |
| Noninterest-bearing deposits | 6,899,000 | 4,558,000 |
| Equity capital | 4,118,000 | 742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Interest income | 1,172,000 | 2,275,000 |
| Interest expense | 1,107,000 | 2,131,000 |
| Net interest income | 65,000 | 144,000 |
| Noninterest income | 72,000 | 143,000 |
| Noninterest expense | 1,182,000 | 2,805,000 |
| Provision for loan losses | 1,391,000 | 3,291,000 |
| Pretax income | -2,436,000 | -5,809,000 |
| Income tax | 0 | 0 |
| Net income | -2,436,000 | -5,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Tier 1 capital | 4,118,000 | 739,000 |
| Total capital | 5,315,000 | 1,478,000 |
| Risk-weighted assets | 93,293,000 | 81,867,000 |