Call reports 2003
MILLENNIUM STATE BANK OF TEXAS — 2003
What MILLENNIUM STATE BANK OF TEXAS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Total assets | 8,068,000 | 12,664,000 |
| Total loans | 775,000 | 3,967,000 |
| Allowance for loan losses | 8,000 | 40,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 2,701,000 | 7,648,000 |
| Interest-bearing deposits | 1,146,000 | 6,103,000 |
| Noninterest-bearing deposits | 1,555,000 | 1,545,000 |
| Equity capital | 5,332,000 | 4,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Interest income | 15,000 | 73,000 |
| Interest expense | 0 | 8,000 |
| Net interest income | 15,000 | 65,000 |
| Noninterest income | 0 | 7,000 |
| Noninterest expense | 521,000 | 921,000 |
| Provision for loan losses | 8,000 | 40,000 |
| Pretax income | -514,000 | -889,000 |
| Income tax | 0 | 0 |
| Net income | -514,000 | -889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Tier 1 capital | 5,332,000 | 4,951,000 |
| Total capital | 5,340,000 | 4,991,000 |
| Risk-weighted assets | 3,288,000 | 6,520,000 |