Call reports 2022
GUARDIAN SAVINGS BANK — 2022
What GUARDIAN SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,120,530,000 | 1,105,185,000 | 1,096,656,000 | 1,060,078,000 |
| Total loans | 500,986,000 | 512,398,000 | 662,478,000 | 844,932,000 |
| Allowance for loan losses | 11,381,000 | 11,408,000 | 11,283,000 | 11,292,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 973,994,000 | 955,661,000 | 945,282,000 | 910,672,000 |
| Interest-bearing deposits | 878,799,000 | 898,073,000 | 853,373,000 | 832,504,000 |
| Noninterest-bearing deposits | 95,195,000 | 57,588,000 | 91,909,000 | 78,168,000 |
| Equity capital | 141,613,000 | 145,024,000 | 147,313,000 | 144,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,660,000 | 11,915,000 | 20,645,000 | 31,473,000 |
| Interest expense | 1,054,000 | 2,072,000 | 3,543,000 | 5,758,000 |
| Net interest income | 4,606,000 | 9,843,000 | 17,102,000 | 25,715,000 |
| Noninterest income | 2,705,000 | 7,099,000 | 9,098,000 | 11,814,000 |
| Noninterest expense | 5,485,000 | 10,994,000 | 16,343,000 | 23,969,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,777,000 | 5,899,000 | 9,808,000 | 13,511,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,777,000 | 5,899,000 | 9,808,000 | 13,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 141,613,000 | 145,024,000 | 147,313,000 | 144,424,000 |
| Total capital | 146,498,000 | 149,907,000 | — | — |
| Risk-weighted assets | 384,319,000 | 384,124,000 | — | — |
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