Call reports 2021
GUARDIAN SAVINGS BANK — 2021
What GUARDIAN SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,148,053,000 | 1,109,340,000 | 1,143,273,000 | 1,133,661,000 |
| Total loans | 646,504,000 | 638,413,000 | 633,368,000 | 498,741,000 |
| Allowance for loan losses | 10,915,000 | 11,032,000 | 11,118,000 | 11,140,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 998,354,000 | 961,634,000 | 990,479,000 | 982,923,000 |
| Interest-bearing deposits | 848,309,000 | 853,457,000 | 896,986,000 | 875,250,000 |
| Noninterest-bearing deposits | 150,045,000 | 108,177,000 | 93,493,000 | 107,673,000 |
| Equity capital | 140,519,000 | 139,720,000 | 141,719,000 | 144,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,838,000 | 13,852,000 | 21,381,000 | 27,588,000 |
| Interest expense | 1,616,000 | 3,002,000 | 4,266,000 | 5,408,000 |
| Net interest income | 5,222,000 | 10,850,000 | 17,115,000 | 22,180,000 |
| Noninterest income | 8,520,000 | 17,599,000 | 23,431,000 | 32,957,000 |
| Noninterest expense | 4,811,000 | 11,680,000 | 16,627,000 | 22,924,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 8,931,000 | 16,769,000 | 23,919,000 | 32,187,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,931,000 | 16,769,000 | 23,919,000 | 32,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,519,000 | 139,720,000 | 141,719,000 | 144,987,000 |
| Total capital | 146,420,000 | 145,515,000 | 147,392,000 | 149,874,000 |
| Risk-weighted assets | 467,091,000 | 458,363,000 | 448,413,000 | 384,746,000 |