Call reports 2018
GUARDIAN SAVINGS BANK — 2018
What GUARDIAN SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 921,537,000 | 934,161,000 | 938,609,000 | 933,263,000 |
| Total loans | 801,019,000 | 792,552,000 | 785,926,000 | 788,912,000 |
| Allowance for loan losses | 9,760,000 | 9,919,000 | 10,077,000 | 10,126,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 806,679,000 | 815,949,000 | 818,019,000 | 812,716,000 |
| Interest-bearing deposits | 738,081,000 | 738,805,000 | 736,746,000 | 737,778,000 |
| Noninterest-bearing deposits | 68,598,000 | 77,144,000 | 81,273,000 | 74,938,000 |
| Equity capital | 108,138,000 | 111,128,000 | 113,274,000 | 114,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,938,000 | 16,386,000 | 25,016,000 | 33,225,000 |
| Interest expense | 1,689,000 | 3,580,000 | 5,804,000 | 8,295,000 |
| Net interest income | 6,249,000 | 12,806,000 | 19,212,000 | 24,930,000 |
| Noninterest income | 1,812,000 | 4,618,000 | 6,449,000 | 9,907,000 |
| Noninterest expense | 4,233,000 | 9,074,000 | 13,357,000 | 18,056,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,828,000 | 8,350,000 | 12,304,000 | 16,781,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,828,000 | 8,350,000 | 12,304,000 | 16,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,215,000 | 100,129,000 | 102,654,000 | 103,694,000 |
| Total capital | 104,019,000 | 106,854,000 | 109,223,000 | 110,225,000 |
| Risk-weighted assets | 530,489,000 | 523,877,000 | 511,470,000 | 508,466,000 |
Machine access — free, no API key
Every figure shown here about GUARDIAN SAVINGS BANK — 2018 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.