Call reports 2017
GUARDIAN SAVINGS BANK — 2017
What GUARDIAN SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 924,334,000 | 923,720,000 | 936,356,000 | 929,549,000 |
| Total loans | 658,337,000 | 752,873,000 | 794,337,000 | 786,328,000 |
| Allowance for loan losses | 9,433,000 | 9,494,000 | 9,563,000 | 9,759,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,969,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 816,573,000 | 809,298,000 | 823,862,000 | 817,465,000 |
| Interest-bearing deposits | 732,494,000 | 725,909,000 | 745,094,000 | 739,890,000 |
| Noninterest-bearing deposits | 84,079,000 | 83,389,000 | 78,768,000 | 77,575,000 |
| Equity capital | 97,219,000 | 99,873,000 | 101,849,000 | 106,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,319,000 | 14,919,000 | 22,564,000 | 30,074,000 |
| Interest expense | 1,506,000 | 3,016,000 | 4,567,000 | 6,209,000 |
| Net interest income | 5,813,000 | 11,903,000 | 17,997,000 | 23,865,000 |
| Noninterest income | 3,926,000 | 6,437,000 | 8,409,000 | 12,388,000 |
| Noninterest expense | 5,684,000 | 9,356,000 | 13,808,000 | 17,316,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,055,000 | 8,987,000 | 12,601,000 | 18,940,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,055,000 | 8,987,000 | 12,601,000 | 18,940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,910,000 | 87,744,000 | 90,063,000 | 95,135,000 |
| Total capital | 91,038,000 | 93,912,000 | 96,538,000 | 101,815,000 |
| Risk-weighted assets | 474,656,000 | 478,052,000 | 503,149,000 | 519,968,000 |