Call reports 2011
GUARDIAN SAVINGS BANK — 2011
What GUARDIAN SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q4 |
|---|---|
| Total assets | 811,158,000 |
| Total loans | 658,103,000 |
| Allowance for loan losses | 7,427,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 697,867,000 |
| Interest-bearing deposits | 602,400,000 |
| Noninterest-bearing deposits | 95,467,000 |
| Equity capital | 60,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q4 |
|---|---|
| Interest income | 23,908,000 |
| Interest expense | 7,098,000 |
| Net interest income | 16,810,000 |
| Noninterest income | 21,152,000 |
| Noninterest expense | 13,923,000 |
| Provision for loan losses | 2,850,000 |
| Pretax income | 21,189,000 |
| Income tax | 0 |
| Net income | 21,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q4 |
|---|---|
| Tier 1 capital | 59,121,000 |
| Total capital | 64,198,000 |
| Risk-weighted assets | 403,824,000 |