Call reports 2006
BRISTOL BANK — 2006
What BRISTOL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Total assets | 90,470,000 | 90,350,000 |
| Total loans | 59,613,000 | 61,251,000 |
| Allowance for loan losses | 728,000 | 742,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 25,891,000 | 24,361,000 |
| Trading assets | 0 | 0 |
| Total deposits | 67,617,000 | 70,567,000 |
| Interest-bearing deposits | 59,350,000 | 62,635,000 |
| Noninterest-bearing deposits | 8,267,000 | 7,932,000 |
| Equity capital | 10,106,000 | 9,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Interest income | 1,419,000 | 2,850,000 |
| Interest expense | 683,000 | 1,415,000 |
| Net interest income | 736,000 | 1,435,000 |
| Noninterest income | 83,000 | 165,000 |
| Noninterest expense | 821,000 | 1,681,000 |
| Provision for loan losses | 25,000 | 38,000 |
| Pretax income | -27,000 | -119,000 |
| Income tax | -9,000 | -42,000 |
| Net income | -18,000 | -329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Tier 1 capital | 8,983,000 | 8,642,000 |
| Total capital | 9,711,000 | 9,384,000 |
| Risk-weighted assets | 63,715,000 | 66,691,000 |