Call reports 2002
BRISTOL BANK — 2002
What BRISTOL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 26,720,000 | 32,629,000 | 42,431,000 | 45,209,000 |
| Total loans | 16,847,000 | 20,822,000 | 27,080,000 | 32,179,000 |
| Allowance for loan losses | 279,000 | 347,000 | 376,000 | 393,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,000,000 | 0 | 1,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,943,000 | 27,912,000 | 37,785,000 | 40,592,000 |
| Interest-bearing deposits | 16,640,000 | 19,510,000 | 31,165,000 | 33,785,000 |
| Noninterest-bearing deposits | 5,303,000 | 8,402,000 | 6,619,000 | 6,807,000 |
| Equity capital | 4,746,000 | 4,654,000 | 4,567,000 | 4,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 367,000 | 690,000 | 1,183,000 | 1,777,000 |
| Interest expense | 82,000 | 197,000 | 384,000 | 624,000 |
| Net interest income | 285,000 | 493,000 | 799,000 | 1,153,000 |
| Noninterest income | 38,000 | 202,000 | 339,000 | 505,000 |
| Noninterest expense | 535,000 | 989,000 | 1,534,000 | 2,165,000 |
| Provision for loan losses | 89,000 | 157,000 | 186,000 | 203,000 |
| Pretax income | -301,000 | -451,000 | -582,000 | -710,000 |
| Income tax | -110,000 | -168,000 | -212,000 | -255,000 |
| Net income | -191,000 | -283,000 | -370,000 | -455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,708,000 | 3,558,000 | 3,427,000 | 3,346,000 |
| Total capital | 3,940,000 | 3,854,000 | 3,782,000 | 3,739,000 |
| Risk-weighted assets | 18,553,000 | 23,677,000 | 28,404,000 | 31,258,000 |