Call reports 2001
BRISTOL BANK — 2001
What BRISTOL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 14,702,000 | 17,569,000 | 18,065,000 | 22,534,000 |
| Total loans | 4,497,000 | 6,219,000 | 10,835,000 | 14,340,000 |
| Allowance for loan losses | 56,000 | 83,000 | 148,000 | 190,000 |
| Securities available for sale | 0 | 0 | 0 | 1,000,000 |
| Securities held to maturity | 0 | 2,000,000 | 2,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,255,000 | 12,307,000 | 12,986,000 | 17,544,000 |
| Interest-bearing deposits | 7,140,000 | 8,960,000 | 9,670,000 | 12,120,000 |
| Noninterest-bearing deposits | 2,115,000 | 3,347,000 | 3,316,000 | 5,424,000 |
| Equity capital | 5,416,000 | 5,243,000 | 5,054,000 | 4,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 210,000 | 446,000 | 729,000 | 1,083,000 |
| Interest expense | 68,000 | 163,000 | 255,000 | 351,000 |
| Net interest income | 142,000 | 283,000 | 474,000 | 732,000 |
| Noninterest income | 11,000 | 29,000 | 50,000 | 78,000 |
| Noninterest expense | 407,000 | 807,000 | 1,224,000 | 1,674,000 |
| Provision for loan losses | 23,000 | 50,000 | 115,000 | 161,000 |
| Pretax income | -277,000 | -545,000 | -815,000 | -1,025,000 |
| Income tax | -90,000 | -185,000 | -266,000 | -359,000 |
| Net income | -187,000 | -360,000 | -549,000 | -666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,758,000 | 4,490,000 | 4,247,000 | 4,009,000 |
| Total capital | 4,814,000 | 4,573,000 | 4,395,000 | 4,199,000 |
| Risk-weighted assets | 9,074,000 | 9,615,000 | 12,001,000 | 16,065,000 |