Call reports 2023
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2023
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 35,622,000 | 35,948,000 | 36,269,000 | 38,108,000 |
| Total loans | 30,777,000 | 32,879,000 | 34,194,000 | 35,266,000 |
| Allowance for loan losses | 417,000 | 417,000 | 325,000 | 325,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,225,000 | 25,525,000 | 25,797,000 | 26,262,000 |
| Interest-bearing deposits | 25,205,000 | 25,471,000 | 25,635,000 | 26,167,000 |
| Noninterest-bearing deposits | 20,000 | 54,000 | 162,000 | 95,000 |
| Equity capital | 10,165,000 | 10,151,000 | 10,151,000 | 10,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 366,000 | 749,000 | 1,163,000 | 1,641,000 |
| Interest expense | 73,000 | 170,000 | 292,000 | 459,000 |
| Net interest income | 293,000 | 579,000 | 871,000 | 1,182,000 |
| Noninterest income | 16,000 | 37,000 | 68,000 | 82,000 |
| Noninterest expense | 288,000 | 612,000 | 931,000 | 1,275,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 21,000 | 4,000 | 8,000 | -11,000 |
| Income tax | 4,000 | 1,000 | 2,000 | -34,000 |
| Net income | 17,000 | 3,000 | 6,000 | 23,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,165,000 | 10,151,000 | 10,151,000 | 10,162,000 |
| Total capital | 10,436,000 | 10,443,000 | 10,454,000 | 10,474,000 |
| Risk-weighted assets | 21,546,000 | 23,221,000 | 24,123,000 | 24,917,000 |