Call reports 2022
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2022
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 36,003,000 | 35,929,000 | 35,512,000 | 35,412,000 |
| Total loans | 27,618,000 | 28,452,000 | 29,092,000 | 29,885,000 |
| Allowance for loan losses | 417,000 | 417,000 | 417,000 | 417,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,734,000 | 25,584,000 | 25,122,000 | 25,068,000 |
| Interest-bearing deposits | 25,734,000 | 25,584,000 | 25,122,000 | 25,068,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 10,003,000 | 10,024,000 | 10,041,000 | 10,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 286,000 | 614,000 | 929,000 | 1,270,000 |
| Interest expense | 40,000 | 78,000 | 118,000 | 166,000 |
| Net interest income | 246,000 | 536,000 | 811,000 | 1,104,000 |
| Noninterest income | 13,000 | 34,000 | 54,000 | 73,000 |
| Noninterest expense | 252,000 | 527,000 | 803,000 | 1,092,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 7,000 | 43,000 | 62,000 | 85,000 |
| Income tax | 1,000 | 9,000 | 13,000 | -50,000 |
| Net income | 6,000 | 34,000 | 49,000 | 135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,003,000 | 10,024,000 | 10,041,000 | 10,150,000 |
| Total capital | 10,259,000 | 10,288,000 | 10,308,000 | 10,420,000 |
| Risk-weighted assets | 20,210,000 | 21,020,000 | 21,205,000 | 21,469,000 |