Call reports 2021
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2021
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 35,124,000 | 35,216,000 | 36,436,000 | 36,185,000 |
| Total loans | 26,801,000 | 25,642,000 | 26,165,000 | 27,331,000 |
| Allowance for loan losses | 457,000 | 457,000 | 417,000 | 417,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,872,000 | 24,948,000 | 26,167,000 | 25,984,000 |
| Interest-bearing deposits | 24,872,000 | 24,948,000 | 26,167,000 | 25,984,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 9,987,000 | 9,984,000 | 9,982,000 | 9,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 305,000 | 592,000 | 886,000 | 1,208,000 |
| Interest expense | 47,000 | 92,000 | 136,000 | 178,000 |
| Net interest income | 258,000 | 500,000 | 750,000 | 1,030,000 |
| Noninterest income | 9,000 | 26,000 | 44,000 | 65,000 |
| Noninterest expense | 251,000 | 498,000 | 752,000 | 1,032,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 16,000 | 28,000 | 42,000 | 63,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 13,000 |
| Net income | 13,000 | 22,000 | 33,000 | 50,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,987,000 | 9,984,000 | 9,982,000 | 9,999,000 |
| Total capital | 10,239,000 | 10,226,000 | 10,233,000 | 10,253,000 |
| Risk-weighted assets | 19,982,000 | 19,152,000 | 19,931,000 | 20,060,000 |