Call reports 2020
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2020
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 33,182,000 | 33,863,000 | 33,981,000 | 34,520,000 |
| Total loans | 26,579,000 | 26,757,000 | 27,040,000 | 27,586,000 |
| Allowance for loan losses | 453,000 | 451,000 | 457,000 | 457,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,010,000 | 23,622,000 | 23,699,000 | 24,311,000 |
| Interest-bearing deposits | 23,010,000 | 23,622,000 | 23,699,000 | 24,311,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 9,938,000 | 9,960,000 | 9,963,000 | 9,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 358,000 | 674,000 | 1,001,000 | 1,336,000 |
| Interest expense | 63,000 | 125,000 | 185,000 | 240,000 |
| Net interest income | 295,000 | 549,000 | 816,000 | 1,096,000 |
| Noninterest income | 17,000 | 38,000 | 55,000 | 73,000 |
| Noninterest expense | 256,000 | 524,000 | 798,000 | 1,085,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 56,000 | 63,000 | 73,000 | 84,000 |
| Income tax | 12,000 | 13,000 | 15,000 | 17,000 |
| Net income | 44,000 | 50,000 | 58,000 | 67,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,938,000 | 9,960,000 | 9,963,000 | 9,981,000 |
| Total capital | 10,182,000 | 10,208,000 | 10,217,000 | 10,236,000 |
| Risk-weighted assets | 19,345,000 | 19,620,000 | 20,077,000 | 20,230,000 |