Call reports 2019
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2019
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 34,647,000 | 33,757,000 | 33,678,000 | 33,619,000 |
| Total loans | 29,694,000 | 29,023,000 | 28,055,000 | 26,647,000 |
| Allowance for loan losses | 453,000 | 453,000 | 453,000 | 453,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,097,000 | 23,652,000 | 23,496,000 | 23,490,000 |
| Interest-bearing deposits | 23,097,000 | 23,652,000 | 23,496,000 | 23,490,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 9,836,000 | 9,865,000 | 9,917,000 | 9,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 373,000 | 748,000 | 1,113,000 | 1,468,000 |
| Interest expense | 59,000 | 120,000 | 179,000 | 238,000 |
| Net interest income | 314,000 | 628,000 | 934,000 | 1,230,000 |
| Noninterest income | 11,000 | 29,000 | 41,000 | 59,000 |
| Noninterest expense | 318,000 | 611,000 | 888,000 | 1,174,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 7,000 | 46,000 | 87,000 | 115,000 |
| Income tax | 2,000 | 10,000 | 18,000 | 24,000 |
| Net income | 5,000 | 36,000 | 69,000 | 91,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,836,000 | 9,865,000 | 9,917,000 | 9,928,000 |
| Total capital | 10,087,000 | 10,113,000 | 10,162,000 | 10,170,000 |
| Risk-weighted assets | 19,866,000 | 19,588,000 | 19,387,000 | 19,224,000 |