Call reports 2016
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2016
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 33,000,000 | 32,922,000 | 33,047,000 | 33,124,000 |
| Total loans | 28,613,000 | 28,970,000 | 28,783,000 | 29,080,000 |
| Allowance for loan losses | 533,000 | 520,000 | 525,000 | 530,000 |
| Securities available for sale | 3,000 | 1,000 | 0 | 0 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,343,000 | 23,211,000 | 23,296,000 | 23,436,000 |
| Interest-bearing deposits | 23,343,000 | 23,211,000 | 23,296,000 | 23,436,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 9,338,000 | 9,353,000 | 9,363,000 | 9,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 322,000 | 650,000 | 1,002,000 | 1,322,000 |
| Interest expense | 30,000 | 61,000 | 92,000 | 125,000 |
| Net interest income | 292,000 | 589,000 | 910,000 | 1,197,000 |
| Noninterest income | 7,000 | 15,000 | 22,000 | 30,000 |
| Noninterest expense | 267,000 | 550,000 | 854,000 | 1,129,000 |
| Provision for loan losses | 15,000 | 30,000 | 35,000 | 35,000 |
| Pretax income | 17,000 | 24,000 | 43,000 | 63,000 |
| Income tax | 3,000 | 3,000 | 7,000 | 9,000 |
| Net income | 14,000 | 21,000 | 36,000 | 54,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,338,000 | 9,353,000 | 9,363,000 | 9,413,000 |
| Total capital | 9,578,000 | 9,593,000 | 9,608,000 | 9,659,000 |
| Risk-weighted assets | 18,973,000 | 18,957,000 | 19,323,000 | 19,421,000 |