Call reports 2015
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2015
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 33,432,000 | 33,664,000 | 33,077,000 | 33,452,000 |
| Total loans | 27,747,000 | 27,977,000 | 28,217,000 | 29,412,000 |
| Allowance for loan losses | 567,000 | 582,000 | 532,000 | 606,000 |
| Securities available for sale | 19,000 | 14,000 | 8,000 | 5,000 |
| Securities held to maturity | 4,000 | 3,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,844,000 | 24,036,000 | 23,419,000 | 23,847,000 |
| Interest-bearing deposits | 23,844,000 | 24,036,000 | 23,419,000 | 23,847,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 9,329,000 | 9,342,000 | 9,351,000 | 9,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 335,000 | 667,000 | 994,000 | 1,322,000 |
| Interest expense | 37,000 | 72,000 | 108,000 | 139,000 |
| Net interest income | 298,000 | 595,000 | 886,000 | 1,183,000 |
| Noninterest income | 6,000 | 11,000 | 20,000 | 31,000 |
| Noninterest expense | 270,000 | 538,000 | 810,000 | 1,073,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 19,000 | 38,000 | 51,000 | 81,000 |
| Income tax | 4,000 | 8,000 | 11,000 | 56,000 |
| Net income | 15,000 | 30,000 | 40,000 | 25,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,321,000 | 9,342,000 | 9,351,000 | 9,328,000 |
| Total capital | 9,556,000 | 9,578,000 | 9,589,000 | 9,572,000 |
| Risk-weighted assets | 18,476,000 | 18,539,000 | 18,768,000 | 19,181,000 |