Call reports 2014
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2014
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 34,646,000 | 34,857,000 | 34,282,000 | 33,373,000 |
| Total loans | 27,726,000 | 27,496,000 | 27,214,000 | 27,696,000 |
| Allowance for loan losses | 564,000 | 573,000 | 577,000 | 596,000 |
| Securities available for sale | 78,000 | 54,000 | 38,000 | 27,000 |
| Securities held to maturity | 7,000 | 6,000 | 5,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,113,000 | 25,294,000 | 24,682,000 | 23,829,000 |
| Interest-bearing deposits | 25,113,000 | 25,294,000 | 24,682,000 | 23,829,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 9,288,000 | 9,302,000 | 9,313,000 | 9,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 348,000 | 697,000 | 1,038,000 | 1,376,000 |
| Interest expense | 44,000 | 87,000 | 130,000 | 170,000 |
| Net interest income | 304,000 | 610,000 | 908,000 | 1,206,000 |
| Noninterest income | 6,000 | 13,000 | 22,000 | 29,000 |
| Noninterest expense | 282,000 | 557,000 | 817,000 | 1,078,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 13,000 | 36,000 | 68,000 | 97,000 |
| Income tax | 4,000 | 12,000 | 14,000 | 38,000 |
| Net income | 9,000 | 24,000 | 54,000 | 59,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,243,000 | 9,258,000 | 9,287,000 | 9,293,000 |
| Total capital | 9,486,000 | 9,501,000 | 9,524,000 | 9,527,000 |
| Risk-weighted assets | 19,098,000 | 19,086,000 | 18,582,000 | 18,393,000 |