Call reports 2013
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2013
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 35,792,000 | 35,303,000 | 35,294,000 | 35,296,000 |
| Total loans | 27,730,000 | 27,041,000 | 26,856,000 | 27,054,000 |
| Allowance for loan losses | 433,000 | 470,000 | 460,000 | 483,000 |
| Securities available for sale | 204,000 | 163,000 | 128,000 | 100,000 |
| Securities held to maturity | 10,000 | 9,000 | 8,000 | 7,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,421,000 | 25,902,000 | 25,866,000 | 25,820,000 |
| Interest-bearing deposits | 26,421,000 | 25,902,000 | 25,866,000 | 25,820,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 9,180,000 | 9,207,000 | 9,222,000 | 9,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 377,000 | 744,000 | 1,097,000 | 1,447,000 |
| Interest expense | 58,000 | 111,000 | 162,000 | 210,000 |
| Net interest income | 319,000 | 633,000 | 935,000 | 1,237,000 |
| Noninterest income | 9,000 | 14,000 | 24,000 | 27,000 |
| Noninterest expense | 259,000 | 528,000 | 791,000 | 1,054,000 |
| Provision for loan losses | 22,000 | 45,000 | 68,000 | 83,000 |
| Pretax income | 47,000 | 74,000 | 100,000 | 127,000 |
| Income tax | 16,000 | 25,000 | 34,000 | 43,000 |
| Net income | 31,000 | 49,000 | 66,000 | 84,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,182,000 | 9,194,000 | 9,206,000 | 9,234,000 |
| Total capital | 9,433,000 | 9,439,000 | 9,450,000 | 9,479,000 |
| Risk-weighted assets | 19,920,000 | 19,453,000 | 19,306,000 | 19,331,000 |