Call reports 2012
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2012
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 38,052,000 | 38,547,000 | 37,292,000 | 36,314,000 |
| Total loans | 31,958,000 | 31,524,000 | 30,360,000 | 27,803,000 |
| Allowance for loan losses | 430,000 | 424,000 | 446,000 | 460,000 |
| Securities available for sale | 450,000 | 378,000 | 293,000 | 252,000 |
| Securities held to maturity | 12,000 | 3,000 | 11,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,814,000 | 28,276,000 | 27,974,000 | 26,948,000 |
| Interest-bearing deposits | 27,814,000 | 28,276,000 | 27,974,000 | 26,948,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 9,072,000 | 9,092,000 | 9,121,000 | 9,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 436,000 | 879,000 | 1,312,000 | 1,699,000 |
| Interest expense | 91,000 | 178,000 | 257,000 | 322,000 |
| Net interest income | 345,000 | 701,000 | 1,055,000 | 1,377,000 |
| Noninterest income | 9,000 | 17,000 | 25,000 | 37,000 |
| Noninterest expense | 319,000 | 629,000 | 923,000 | 1,213,000 |
| Provision for loan losses | 47,000 | 66,000 | 88,000 | 111,000 |
| Pretax income | -12,000 | 23,000 | 69,000 | 90,000 |
| Income tax | -4,000 | 8,000 | 24,000 | 20,000 |
| Net income | -8,000 | 15,000 | 45,000 | 70,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,069,000 | 9,099,000 | 9,131,000 | 9,156,000 |
| Total capital | 9,296,000 | 9,364,000 | 9,398,000 | 9,410,000 |
| Risk-weighted assets | 21,326,000 | 21,897,000 | 21,220,000 | 20,159,000 |