Call reports 2022
FARMERS AND MERCHANTS BANK — 2022
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 231,466,000 | 228,318,000 | 226,388,000 | 236,936,000 |
| Total loans | 115,046,000 | 124,801,000 | 129,549,000 | 127,963,000 |
| Allowance for loan losses | 898,000 | 904,000 | 907,000 | 914,000 |
| Securities available for sale | 77,319,000 | 76,053,000 | 74,623,000 | 73,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,034,000 | 214,272,000 | 213,080,000 | 222,829,000 |
| Interest-bearing deposits | 177,652,000 | 177,530,000 | 177,048,000 | 180,044,000 |
| Noninterest-bearing deposits | 36,382,000 | 36,742,000 | 36,032,000 | 42,785,000 |
| Equity capital | 16,107,000 | 12,607,000 | 11,732,000 | 12,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,513,000 | 3,122,000 | 4,849,000 | 6,685,000 |
| Interest expense | 74,000 | 152,000 | 249,000 | 425,000 |
| Net interest income | 1,439,000 | 2,970,000 | 4,600,000 | 6,260,000 |
| Noninterest income | 183,000 | 387,000 | 605,000 | 813,000 |
| Noninterest expense | 1,091,000 | 2,216,000 | 3,418,000 | 4,541,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 522,000 | 1,123,000 | 1,760,000 | 2,370,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 522,000 | 1,123,000 | 1,760,000 | 2,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,935,000 | 21,075,000 | 21,483,000 | 21,863,000 |
| Total capital | 21,833,000 | 21,979,000 | — | 22,777,000 |
| Risk-weighted assets | 143,945,000 | 147,707,000 | — | 151,836,000 |