Call reports 2021
FARMERS AND MERCHANTS BANK — 2021
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 207,653,000 | 209,092,000 | 216,685,000 | 224,415,000 |
| Total loans | 112,937,000 | 113,136,000 | 110,729,000 | 115,648,000 |
| Allowance for loan losses | 860,000 | 869,000 | 879,000 | 888,000 |
| Securities available for sale | 58,243,000 | 64,823,000 | 71,924,000 | 77,538,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,038,000 | 187,824,000 | 194,729,000 | 203,308,000 |
| Interest-bearing deposits | 154,882,000 | 154,598,000 | 158,797,000 | 163,254,000 |
| Noninterest-bearing deposits | 32,156,000 | 33,226,000 | 35,932,000 | 40,054,000 |
| Equity capital | 19,384,000 | 19,866,000 | 20,351,000 | 19,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,462,000 | 3,163,000 | 4,868,000 | 6,357,000 |
| Interest expense | 75,000 | 152,000 | 227,000 | 302,000 |
| Net interest income | 1,387,000 | 3,011,000 | 4,641,000 | 6,055,000 |
| Noninterest income | 426,000 | 620,000 | 824,000 | 1,039,000 |
| Noninterest expense | 1,063,000 | 2,155,000 | 3,291,000 | 4,382,000 |
| Provision for loan losses | 27,000 | 36,000 | 45,000 | 54,000 |
| Pretax income | 723,000 | 1,440,000 | 2,129,000 | 2,658,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 723,000 | 1,440,000 | 2,129,000 | 2,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,467,000 | 19,865,000 | 20,125,000 | 20,413,000 |
| Total capital | — | 20,734,000 | — | 21,301,000 |
| Risk-weighted assets | — | 125,384,000 | — | 151,466,000 |