Call reports 2019
FARMERS AND MERCHANTS BANK — 2019
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 156,782,000 | 157,227,000 | 159,277,000 | 162,622,000 |
| Total loans | 100,153,000 | 105,119,000 | 108,277,000 | 108,658,000 |
| Allowance for loan losses | 738,000 | 745,000 | 755,000 | 761,000 |
| Securities available for sale | 32,487,000 | 32,840,000 | 30,921,000 | 27,844,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,250,000 | 138,993,000 | 140,516,000 | 143,903,000 |
| Interest-bearing deposits | 118,384,000 | 115,782,000 | 118,939,000 | 119,770,000 |
| Noninterest-bearing deposits | 20,866,000 | 23,211,000 | 21,577,000 | 24,133,000 |
| Equity capital | 16,443,000 | 17,004,000 | 17,340,000 | 17,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,469,000 | 3,000,000 | 4,585,000 | 6,151,000 |
| Interest expense | 111,000 | 241,000 | 384,000 | 525,000 |
| Net interest income | 1,358,000 | 2,759,000 | 4,201,000 | 5,626,000 |
| Noninterest income | 182,000 | 375,000 | 595,000 | 791,000 |
| Noninterest expense | 996,000 | 2,024,000 | 3,066,000 | 4,083,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 535,000 | 1,092,000 | 1,703,000 | 2,298,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 535,000 | 1,092,000 | 1,703,000 | 2,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,796,000 | 16,962,000 | 17,239,000 | 17,513,000 |
| Total capital | 17,534,000 | 17,707,000 | 17,994,000 | 18,274,000 |
| Risk-weighted assets | 101,827,000 | 107,082,000 | 105,990,000 | 110,552,000 |