Call reports 2016
FARMERS AND MERCHANTS BANK — 2016
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 128,797,000 | 128,080,000 | 136,477,000 | 138,054,000 |
| Total loans | 74,759,000 | 78,981,000 | 80,178,000 | 80,979,000 |
| Allowance for loan losses | 591,000 | 571,000 | 572,000 | 589,000 |
| Securities available for sale | 38,110,000 | 36,351,000 | 37,544,000 | 40,868,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,731,000 | 113,671,000 | 121,727,000 | 123,963,000 |
| Interest-bearing deposits | 97,146,000 | 96,484,000 | 100,516,000 | 104,552,000 |
| Noninterest-bearing deposits | 17,585,000 | 17,187,000 | 21,211,000 | 19,411,000 |
| Equity capital | 13,265,000 | 13,494,000 | 13,725,000 | 13,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,102,000 | 2,249,000 | 3,446,000 | 4,644,000 |
| Interest expense | 36,000 | 75,000 | 116,000 | 159,000 |
| Net interest income | 1,066,000 | 2,174,000 | 3,330,000 | 4,485,000 |
| Noninterest income | 165,000 | 320,000 | 490,000 | 652,000 |
| Noninterest expense | 867,000 | 1,701,000 | 2,558,000 | 3,423,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 364,000 | 793,000 | 1,262,000 | 1,714,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 364,000 | 793,000 | 1,262,000 | 1,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,962,000 | 13,115,000 | 13,447,000 | 13,760,000 |
| Total capital | 13,553,000 | 13,686,000 | 14,019,000 | 14,349,000 |
| Risk-weighted assets | 79,791,000 | 82,893,000 | 85,044,000 | 87,475,000 |