Call reports 2015
FARMERS AND MERCHANTS BANK — 2015
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 121,037,000 | 120,050,000 | 123,247,000 | 123,644,000 |
| Total loans | 68,050,000 | 68,587,000 | 71,046,000 | 71,912,000 |
| Allowance for loan losses | 630,000 | 615,000 | 606,000 | 588,000 |
| Securities available for sale | 37,893,000 | 35,415,000 | 37,244,000 | 38,690,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,132,000 | 102,992,000 | 105,755,000 | 110,121,000 |
| Interest-bearing deposits | 89,696,000 | 86,281,000 | 86,842,000 | 90,644,000 |
| Noninterest-bearing deposits | 16,436,000 | 16,711,000 | 18,913,000 | 19,477,000 |
| Equity capital | 12,195,000 | 12,253,000 | 12,569,000 | 12,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,083,000 | 2,160,000 | 3,233,000 | 4,343,000 |
| Interest expense | 40,000 | 79,000 | 118,000 | 157,000 |
| Net interest income | 1,043,000 | 2,081,000 | 3,115,000 | 4,186,000 |
| Noninterest income | 148,000 | 314,000 | 477,000 | 660,000 |
| Noninterest expense | 812,000 | 1,645,000 | 2,480,000 | 3,348,000 |
| Provision for loan losses | 4,000 | 9,000 | 9,000 | 9,000 |
| Pretax income | 375,000 | 741,000 | 1,103,000 | 1,489,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 375,000 | 741,000 | 1,103,000 | 1,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,990,000 | 12,126,000 | 12,350,000 | 12,598,000 |
| Total capital | 12,620,000 | 12,741,000 | 12,956,000 | 13,186,000 |
| Risk-weighted assets | 72,266,000 | 72,874,000 | 75,818,000 | 77,048,000 |