Call reports 2014
FARMERS AND MERCHANTS BANK — 2014
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 125,179,000 | 119,535,000 | 121,919,000 | 127,394,000 |
| Total loans | 59,969,000 | 62,285,000 | 65,804,000 | 70,031,000 |
| Allowance for loan losses | 596,000 | 606,000 | 620,000 | 629,000 |
| Securities available for sale | 51,287,000 | 46,404,000 | 42,069,000 | 40,978,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,860,000 | 104,849,000 | 104,791,000 | 110,243,000 |
| Interest-bearing deposits | 100,064,000 | 88,807,000 | 88,163,000 | 93,662,000 |
| Noninterest-bearing deposits | 13,796,000 | 16,042,000 | 16,628,000 | 16,581,000 |
| Equity capital | 10,662,000 | 10,960,000 | 11,322,000 | 11,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,020,000 | 2,054,000 | 3,127,000 | 4,230,000 |
| Interest expense | 48,000 | 92,000 | 132,000 | 176,000 |
| Net interest income | 972,000 | 1,962,000 | 2,995,000 | 4,054,000 |
| Noninterest income | 158,000 | 323,000 | 494,000 | 661,000 |
| Noninterest expense | 844,000 | 1,647,000 | 2,457,000 | 3,285,000 |
| Provision for loan losses | 9,000 | 15,000 | 20,000 | 25,000 |
| Pretax income | 277,000 | 623,000 | 1,020,000 | 1,409,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 277,000 | 623,000 | 1,020,000 | 1,409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,144,000 | 11,260,000 | 11,542,000 | 11,615,000 |
| Total capital | 11,740,000 | 11,866,000 | 12,162,000 | 12,244,000 |
| Risk-weighted assets | 71,793,000 | 72,261,000 | 74,657,000 | 78,247,000 |